Everyone Needs A Credit Card To Handle Routine Purchases

Want to book a hotel? You have to give a credit card number to the reservations clerk. Need an airline ticket? You need a credit card to pay for the ticket if you buy online or by phone.

Try to rent a car at your destination without a credit card. Better have taxi money - because you aren’t driving away in a rental car without presenting a valid credit card. Credit is a fact of modern living.

Even if you have cash to spare, you need that credit card for the reasons mentioned and even more. A credit card is safer than cash. Let’s say you’re traveling and your purse or wallet is stolen. Say goodbye to that roll of cash.

If the thief is caught, your cash won’t be anywhere in sight. Now if you were counting on a credit card to fund your trip and it was stolen, you may be inconvenienced, but financially you’ll be protected.

A quick phone call to your credit card company and your account is frozen. Any charges made by the thief will be halted and if any charges were made before you were able to call and report the theft, you won’t have to pay for them. This is why experienced travelers would rather rely on credit cards than cash.